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Planning Your Future

Life is as much a journey as it is a series of key destinations.

The FPR team has been guiding people on their financial journeys for over 40 years, and we’ve learned some of the most effective routes to take and how to spot potential pitfalls along the way. And although no one can plan the future, we do our best to analyze the past and help plan for what we think the future may hold.

As your trusted advisors, our team walks alongside you and goes the extra mile in helping you pursue your financial goals and stay on-track through the lifelong process of wealth building. Years of navigating ever-changing markets and technologies have sharpened our skills, processes, and intuitions. We’re here to share all of that expertise with you and help you put all the pieces of your financial puzzle together.

In case you’re wondering what your journey might look like, check out the below overview of the 7 Key Checkpoints that we help our clients work through:

Checkpoint 1 - Financial Overview

  • Discovery
  • Lifestyle Planning (Needs & Wishes)

Checkpoint 2 - Retirement Planning

  • Goals & Income Needs
  • Gather: IRA’s, 401K’s, Cash Flow, Pension Income, Social Security, etc.

Checkpoint 3 - Financial Strategies

  • Income & Estate Taxes
  • Distribution Strategies (Tier I, II, & III)

Checkpoint 4 - Insurance Analysis

  • Life (Individual/Group)
  • Beneficiary (1st & Contingent)
  • Home & Auto
  • Disability & Income
  • Umbrella Liability
  • Long-Term Care

Checkpoint 5 - Investment Planning & Review

  • Risk Tolerance
  • Update Goals (if needed)
  • Asset Allocation Revisions
  • Tier I, II, & III (check values)

Checkpoint 6 - Estate Planning

  • Wills, Trusts, & Distribution
  • Beneficiary Review
  • Gifting
  • Stretch IRA
  • Plan Family Meeting

Checkpoint 7 - Family Meeting

  • Stretch IRA
  • Investing Education
  • Long-Term Care
  • Gifting

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How Boomers and Millennials Differ

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For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

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